Behind on the property taxes? You have seven ways to fix it, and time to pick.

Your seven ways to fix it, with the cost of each.

We listed selling to us last on purpose. If choice 1 works for you, if you can pay it off and keep your home, we'll tell you that on the call, and then we'll get out of your way.

1. 1

   Catch up and keep the house

   Pay the back taxes with the interest and fees, and the house comes off the list.

   Costeverything owed, plus fees.

2. 2

   Ask the county for a plan or a break

   A payment plan, or an exemption you never filed. Some counties say yes if you ask before the date.

   Costpaperwork, and asking before the date.

3. 3

   Borrow against the house

   A loan against the equity pays the county. Needs clear ownership, and time.

   Costclosing costs, and a payment every month.

4. 4

   List it with an agent

   Full price on the open market, if the date is far enough out.

   Costagent fees and repairs, while the taxes keep growing.

5. 5

   Someone pays the county, and you stay

   We pay the county, you stay, and we settle up later from the house. We do this one too.

   Costa share of the house, or a claim on it, in writing.

6. 6

   Sort out the ownership first

   A late parent's name on the deed, or a co-owner who won't sign, gets fixed first. We help families with this part.

   Costcourt fees and a few months.

7. 7

   Sell it to us, Georgia Property Co.

   We buy the house and close before the sale date, when the timing allows, with the house as it sits. You see our numbers and our margin in writing first.

   Costa discount. That is the price of a sure closing before the date.

If there's debt beyond just this house, a bankruptcy attorney can sometimes pause everything at once. That's their lane, not ours, but worth asking about.

Your three steps for this week

1. 1

   Get the exact payoff from the tax office, then tell us.

   Call the tax commissioner. Ask for every year owed, with interest and fees, as of one date, and whether a sale is set. Text us the number and the address. We read the county file the same day.

2. 2

   Ask the tax office about a plan, in writing.

   Many Georgia counties take a payment plan if you ask before a sale is set. Get the terms in writing. A plan you can keep beats a lump sum you can't.

3. 3

   Know what the house is worth before you choose.

   We pull what houses like yours sold for nearby this year and put it next to what you owe. If the debt is small next to the house, catching up is usually the answer, and we'll say so.