Keep it, sell it, or wait? Run your numbers.
Type three or four numbers below. See what selling now, waiting a few months, or keeping the house costs you, side by side.
Look at 2 or 3 homes like yours that sold near you in the last 6 months.
Your payoff, not your monthly payment. Your lender has to send it within 7 business days when you ask in writing.
Add your payment, taxes, insurance, and upkeep.
Months you would wait
Advanced numbers
A guess at how much less it sells for after sitting on the market longer.
Agent fees and closing costs, as a percent of the sale price.
Sell now
- Sale price
- $0
- Selling costs
- −$0
- Loan payoff
- −$0
- You walk away with
- $0
Wait and sell
- Price after the cut
- $0
- Selling costs
- −$0
- Loan payoff
- −$0
- Holding cost
- −$0
- You walk away with
- $0
Keep it
- Cost each month
- $0
- Cost each year
- $0
Talk it through in 20 minutes, free
Questions people ask
Is this exact?
No. It is a quick estimate from the numbers you type. Your real numbers come from your payoff statement and a look at nearby sales.
Do you see my numbers?
No. The calculator runs on your device. We only see your numbers if you check the box and ask for a callback.
What if the total is negative?
That means you would owe money at closing. See what to do when you owe more than the house is worth.